Commercial Capital Advisor and former Bank Underwriter. Specialist in debt structuring, creative financing, and capital stack optimization for deals ranging from $2M to $50M.
Patrick O'Malley brings 16 years of banking and brokerage experience to the table, having underwritten over $500M in commercial loans. He specializes in navigating the capital stack, helping investors secure funding through CMBS, bridge loans, and private money when traditional banks say no. Patrick explains the intricacies of DSCR requirements, non-recourse debt, and interest rate hedging strategies. His insights are vital for borrowers trying to understand how lenders view risk and how to present a loan package that gets fast approval in a volatile interest rate environment.